What we're seeing across the lending market.
Plain answers to the questions people ask when they need commercial or business finance.
Private lending explained: what a private lender is, how private lenders differ from banks, who they are, and how they assess a deal on its merits.
Read article →A bank decline isn't the end of the road. Why banks say no, how private and non-bank lenders assess deals differently, and what to do next.
Read article →How much can I borrow against property? LVR explained: why lenders cap it, why the valuation drives it, and how it works for second mortgages and development.
Read article →Private loan rates and costs explained: interest, establishment and line fees, prepaid interest, and why the lowest rate isn't always the lowest-cost loan.
Read article →What an exit strategy is, why private and bridging lenders care about it more than anything else, the main types of exit, and what makes one credible.
Read article →Low doc commercial loans explained: who they suit, what lenders use instead of tax returns, why low doc isn't no doc, and the trade-offs on cost and LVR.
Read article →Can a business get a loan with bad credit, arrears or a past default? How private lenders weigh credit issues, and why early disclosure matters most.
Read article →What happens when finance falls through before settlement, how a notice to complete works, and how short-term private funding can sometimes step in.
Read article →What a director penalty notice means, why the 21 days run from the notice date, lockdown vs non-lockdown notices, and where funding may help.
Read article →How lenders read deals, and how to put your clients forward in their best light.
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For accountants, lawyers and other advisers, when a client's situation turns into a funding question.
New articles for you go out with Five Deal Friday. Join Five Deal Friday →
Where the private lending market is heading, and how lenders can reach more of it.
Signal flags, 19th century How word was passed between ships.
